Gone are the days when I waited eagerly for frost, blizzards, and snow that crunches under my boots. These days, I long for summer. For sun. For warmth. In times like these, not even a beer really helps. Last night the temperature dropped to –12°C (about 10°F for my American friends), and as I was […]
Normally, around this time of year, I would already have some vacation plans. This year… nothing. We’ve gotten older, the children have grown up, and a lot of unknowns have appeared—unknowns that could easily disrupt any plan. Total uncertainty, so to speak. At least let’s be healthy. We’ll manage somehow. We’ll stick to a few
December is over, and with it comes the final update of the year for my portfolios. First of all, I want to congratulate myself for staying consistent and investing part of my income every single month. This discipline paid off: in 2025 my portfolio on the Bucharest Stock Exchange increased by 39%, while my American
Although I am not an artist, I appreciate art. I do not perceive subtleties, I do not understand chromatics or light. That is why I am not even a good photographer. Of all the forms of art, I think I like street art the most. Murals, personal performances from theater to music… I like any
Most people run out of money before their next paycheck not because they earn too little, but because they don’t really know how to save. During the accumulation phase, saving is often far more important than increasing income. To save money, you have to pay close attention to your daily expenses. Not the big, obvious
What is the best way to invest small amounts of money every month?The answer I found—after reading and watching many videos from investment experts—is simple: ETFs. But there is a small problem… time. When you invest for the long term—10, 15, or even 20 years—ETFs are a great solution. Investing small amounts every month can
Perhaps the simplest way I can save $5,000 in a year.
Somewhere on the edge of the world, in the far and frozen north, lived the snowmen. And since all they needed was cold and snow, the number of snowmen was always increasing. As happens in life, and in our story, a bigger snowman decided to become king over the snowmen. Since no one had anything